HomeKeep
English Español Soomaali

Ohio inheritance, in pictures

Who would inherit the home?

When an Ohio homeowner dies without a will and without a Transfer on Death affidavit, state law decides who owns the home next. Build the family below to see how the home would be split, and how many people would have to sign to sell it, refinance it, or fix the title.

A simplified version of Ohio's rules (ORC 2105.06). A will, debts, or a more complicated family change the answer. General information, not legal advice. Nothing you type is saved.

1

The family

2

Who would own the home

2 people would own the home

All 2 would have to agree and sign to sell or refinance it.

With no surviving spouse, the children inherit equally. If a child has died, that child's own children split their parent's share. (ORC 2105.06(A), 2105.13)

$

We started with an example. Use the market value on the tax bill or the Auditor's website.

$200,000 of family wealth is locked until both heirs agree and sign. Until then it can't be sold, refinanced or borrowed against for repairs.
HeirSharePercentWorth
Child 11/250.0%$100,000
Child 21/250.0%$100,000

3

What happens if nobody files for generations

Every time an owner dies without the paperwork, their share splits again among their heirs. Drag the sliders to watch it happen.

After 3 generations, 27 people each own about 3.70% of the home, worth about $7,407 each. Every one of them has to be found and has to sign before the home can be sold, refinanced or repaired with a loan.

The fix takes one form, recorded while the owner is alive: a Transfer on Death Designation Affidavit (Transfer on Death affidavit forms (Franklin County Law Library)). Then the home goes straight to the people named, with no court.

Check a home now